Regular Shares – $100 – $20,000 0.05% Div. Rate 0.05% APY
Regular Shares – $20,000.01 and over 0.05% Div. Rate 0.05% APY
Share Drafts 0.00% Div. Rate 0.00% APY

Christmas Account Div. Rate APY*
Education Account Div. Rate* APY*
Vacation Account Div. Rate* APY*
Burial Fund Div. Rate* APY*
Auxiliary Fund Div. Rate* APY*
Wedding Div. Rate* APY*
Christmas Club (OCT – OCT) 0.30% Div. Rate APY*
Vacation Club (JULY-JULY) 0.30% Div. Rate APY*

Traditional IRA 0.10% Div. Rate 0.10% APY
Roth IRA 0.10% Div. Rate 0.10% APY
Coverdell Education IRA 0.10% Div. Rate 0.10% APY

At this time we are temporarily discontinuing these programs and will not be
opening any new accounts for these services beginning May 1, 2019.


6 – Month CD 0.15% Div. Rate 0.15% APY
12 – Month CD 0.25% Div. Rate 0.25% APY
24 – Month CD 0.45% Div. Rate 0.45% APY
36- Month CD 0.65% Div. Rate 0.65% APY
48 – Month CD 0.75% Div. Rate
0.75% APY
60 – Month CD 1.00% Div. Rate 1.00% APY

At this time we are temporarily discontinuing these programs and will not be
opening any new accounts for these services beginning May 1, 2019.

The loan application fee is required to be paid before the loan will be processed.

Signature Loans (New Loans Only) Up to $7500 APR as low as 8.50%** Up to 60 Months

** Rate Based on Credit Report

Apply for a Signature Loan
Christmas Loan Up to $2000 APR 3.5% 12 Month/ Oct to Feb
Spring Fling Up to $2000 APR 3.5% 12 Months/ March to May
Summer Time Loan Up to $2000 APR 3.5% 12 Months/ June to July
Back to School Up to $2000 APR 3.5% 12 Months/ Aug to Sept
Apply for a Special Loan
Hardship Up to $1500 APR 18% 12 Months
Apply for a Harship Loan
Credit Card Up to $7500 APR 18%
Apply for a Credit Card
Share – Secured Loans   3.00% to 4.50% (depending on the term of loan)
Apply for a Share-Secured Loan
Home Equity Loans   Call Credit Union for Information.


VEHICLE LOANS

Looking for a new car? We have an app for that. See news page for more information.
We will match any verified interest rate greater then 0%

As low as 2.00% APR** For 24 Months
As low as 3.00% APR** For 36 Months
As low as 3.50% APR** For 48 Months
As low as 3.50% APR** For 60 Months
As low as 4.00% APR** For 72 Months
As low as 4.50% APR** For 84 Months (if Credit score is above a 680)
3.50% APR ** For 24, 36 Months. If Credit Score is above a 730
3.75% APR ** For 48 Months. If Credit Score is above a 730
4.00% APR ** For 60 Months. If Credit Score is above a 730
4.50% APR ** For 72 Months. If Credit Score is above a 730
5.50% APR ** For 84 Months. If Credit Score is above a 730

* New car loan for current model year or prior year. (No refinancing of existing loans with Tri-Ag.)
**APR is effected by loan amount, credit score, and loan origination fee.

Apply for a New Vehicle Loan

As low as 3.00% APR** For 24 Months
As low as 3.50% APR** For 36 Months
As low as 3.50% APR** For 48 Months
As low as 4.00% APR** For 60 Months
3.75% APR ** For 24, 36 Months. If Credit Score is above 730
5.00% APR ** For 48 Months. If Credit Score is above 730
5.50% APR ** For 60 Months. If Credit Score is above 730

* New loans only. No refinancing of existing loans with Tri-Ag.
**APR is effected by loan amount, credit score, and loan origination fee.

Apply for a Used Vehicle Loan

-20 years old and older, must be in NADA
-New loans only, no refinancing of existing loans with Tri-Ag
-Rate and Term are the same as Used Vehicle- pictures are required.

Apply for a Classic Vehicle Loan

-APR as low as 4.00%** for 24 to 120 Months
-New loans only, no refinancing of existing loans with Tri-Ag
-Must borrow over 10K for 84 months and over 20K for 120 months

**- APR is effected by loan amount, credit score and loan origination fee.

Apply for a Recreational Vehicle Loan

*** Rates and terms subject to change without notice.

Share Draft/ ACH / EFT NSF Fee $40.00
Share Draft Stop Payment Fee $25.00
Share Draft Copy $2.00
Draft Back Fee $2.00+0.02 per check + postage
ATM Overdraft Fee $40.00
ATM Replacement Card (7-10 days) $15.00
Instant Issue ATM Card $20.00
Courtesy Pay Fee $35.00** **(if enrolled in Courtesy program)
REG D Fee (over six electronic transfers from shares per month) $30.00
Rush ATM Card $30.00
Additional Statement Fee $1.00 per page

Loan Application Fee $55.00
Late Payment Fee $30.00
Loan Modification (Not Hardship) fee $30.00
If Credit Union has to call to add Insurance fee $20.00
Title Fee Cost + $3.00
Loan Collection Cost
Courthouse Liens $5.00 to $20.00
Skip Payment Fee $40.00
Credit Card Late Payment Fee $30.00
Credit Card Payment NSF Fee $25.00

Deposited Item Return Fee $35.00
Wire Transfer (Outgoing) Fee $30.00
Money Order Fee $2.00 per Money Order
Credit Union Official Checks $5.00 per check
Credit Union Official Checks if Mailed $5.00 per Check + Postage
Share Draft Counter Checks $1.00 per Page
IRA Maintenance Fee $15.00 Yearly
Copies $0.10 per page
Notary Services Free for Members
Fax Service Fee $0.10 per page
Travel Money Prepaid cards – New Card $5.00
Travel Money Prepaid cards – Reloads $1.00 / $2.00 from card vendor
Account Research Fee $25.00 per Hour