Regular Shares – $100 – $20,000 0.10% Div. Rate 0.10% APY
Regular Shares – $20,000.01 and over 0.15% Div. Rate 0.15% APY
Share Drafts 0.00% Div. Rate 0.00% APY

Christmas Account Div. Rate APY*
Education Account Div. Rate* APY*
Vacation Account Div. Rate* APY*
Burial Fund Div. Rate* APY*
Auxiliary Fund Div. Rate* APY*
Wedding Div. Rate* APY*
Christmas Club (OCT – OCT) 0.30% Div. Rate APY*
Vacation Club (JULY-JULY) 0.30% Div. Rate APY*

Traditional IRA 0.10% Div. Rate 0.10% APY
Roth IRA 0.10% Div. Rate 0.10% APY
Coverdell Education IRA 0.10% Div. Rate 0.10% APY

6 – Month CD 0.15% Div. Rate 0.15% APY
12 – Month CD 0.25% Div. Rate 0.25% APY
24 – Month CD 0.45% Div. Rate 0.45% APY
36- Month CD 0.65% Div. Rate 0.65% APY
48 – Month CD 0.75% Div. Rate
0.75% APY
60 – Month CD 1.00% Div. Rate 1.00% APY

The loan application fee is required to be paid before the loan will be processed.

Signature Loans (New Loans Only) Up to $7500 APR as low as 8.50%** Up to 60 Months

** Rate Based on Credit Report

Apply for a Signature Loan
Christmas Loan Up to $2000 APR 3.5% 12 Month/ Oct to Feb
Spring Fling Up to $2000 APR 3.5% 12 Months/ March to May
Summer Time Loan Up to $2000 APR 3.5% 12 Months/ June to July
Back to School Up to $2000 APR 3.5% 12 Months/ Aug to Sept
Apply for a Special Loan
Hardship Up to $1500 APR 18% 12 Months
Apply for a Harship Loan
Credit Card Up to $7500 APR 18%
Apply for a Credit Card
Share – Secured Loans   3.00% to 4.50% (depending on the term of loan)
Apply for a Share-Secured Loan
Home Equity Loans   Call Credit Union for Information.


VEHICLE LOANS

Looking for a new car? We have an app for that. See news page for more information.
We will match any verified interest rate greater then 0%

As low as 3.00% APR** For 24 Months
As low as 3.00% APR** For 36 Months
As low as 3.50% APR** For 48 Months
As low as 3.50% APR** For 60 Months
As low as 4.00% APR** For 72 Months
As low as 4.50% APR** For 84 Months (if Credit score is above a 640)
3.00% APR ** For 24, 36 Months. If Credit Score is above a 720
3.50% APR ** For 48, 60 Months. If Credit Score is above a 720
4.00% APR ** For 72 Months. If Credit Score is above a 720
4.50% APR ** For 84 Months. If Credit Score is above a 720

* New car loan for current model year or prior year. (No refinancing of existing loans with Tri-Ag.)
**APR is effected by loan amount, credit score, and loan origination fee.

Apply for a New Vehicle Loan

As low as 3.50% APR** For 24 Months
As low as 3.50% APR** For 36 Months
As low as 3.50% APR** For 48 Months
As low as 4.00% APR** For 60 Months
3.50% APR ** For 24, 36,48 Months. If Credit Score is above 720
4.00% APR ** For 60 Months. If Credit Score is above 720

* New loans only. No refinancing of existing loans with Tri-Ag.
**APR is effected by loan amount, credit score, and loan origination fee.

Apply for a Used Vehicle Loan

-20 years old and older, must be in NADA
-New loans only, no refinancing of existing loans with Tri-Ag
-Rate and Term are the same as Used Vehicle- pictures are required.

Apply for a Classic Vehicle Loan

-APR as low as 4.00%** for 24 to 120 Months
-New loans only, no refinancing of existing loans with Tri-Ag
-Must borrow over 10K for 84 months and over 20K for 120 months

**- APR is effected by loan amount, credit score and loan origination fee.

Apply for a Recreational Vehicle Loan

*** Rates and terms subject to change without notice.

Share Draft/ ACH / EFT NSF Fee $35.00
Share Draft Stop Payment Fee $25.00
Share Draft Copy $2.00
Draft Back Fee $2.00+0.02 per check + postage
ATM Overdraft Fee $35.00
ATM Replacement Card (7-10 days) $10.00
Instant Issue ATM Card $15.00
Courtesy Pay Fee $30.00** **(if enrolled in Courtesy program)
REG D Fee (over six electronic transfers from shares per month) $30.00
Rush ATM Card $36.00
Additional Statement Fee $1.00 per page

Loan Application Fee $50.00
Late Payment Fee $25.00
Loan Modification (Not Hardship) fee $25.00
If Credit Union has to call to add Insurance fee $20.00
Title Fee Cost + $3.00
Loan Collection Cost
Courthouse Liens $5.00 to $20.00
Skip Payment Fee $30.00
Credit Card Late Payment Fee $15.00
Credit Card Payment NSF Fee $25.00

Deposited Item Return Fee $30.00
Wire Transfer (Outgoing) Fee $25.00
Money Order Fee $2.00 per Money Order
Credit Union Official Checks $5.00 per check
Credit Union Official Checks if Mailed $5.00 per Check + Postage
Share Draft Counter Checks $1.00 per Page
IRA Maintenance Fee $15.00 Yearly
Copies $0.10 per page
Notary Services Free for Members
Fax Service Fee $0.10 per page
Travel Money Prepaid cards – New Card $5.00
Travel Money Prepaid cards – Reloads $1.00 / $2.00 from card Vender
Account Research Fee $25.00 per Hour